XING
master finance tracker
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Offline — changes are saved on this phone and will sync when you're back online
Net worth
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Will light up once the tracker sections are specced & filled in.
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App lock: off
Year in review
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Quarter snapshot
Ledger
Life stages
Insurance
Investment
📈
Investment
Waiting for your spec — holdings, performance, allocations… tell me what you want tracked here.
💼
Income Streams
Waiting for your spec — this tab will map every income stream once you send the details.
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HOME
GLOSS
INVT
HCTM
New term
Term
Definition
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🛤️
Life stages
🗓️
Quarter snapshot
📒
Ledger
🛡️
Insurance
Notes pad — structure to come
📈
Investment
Verticals & balance entries
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New ledger entry
Liability
Subscription
EO Income
CAPEX
Name
Amount (S$)
Priority
Necessity
Want
NIL
Billing period
Monthly
Quarterly
Yearly
Date
Select date
End date
Perpetual
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New quarter snapshot
First snapshot — pick its year & quarter
Q1
Q2
Q3
Q4
Account balances (S$) — the only manual part
Blank = previous balance is carried unchanged · 💵 cash / 📈 investment (tap to switch — the spending formula reads cash accounts only)
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New life stage
Stage of life
Description
Start date
Select date
Salary (S$ / month)
Photo (square-cropped)
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% Allocation
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Allocation accounts
Rename, add or remove the accounts salary is split into. Removing one clears its % from every stage.
+ Add account
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New vertical
Name
Asset class
Forecast growth (% per year) — powers Dream to Data
Balance entries
+ Add balance entry
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Balance entry
Date
Select date
Balance (S$)
Total contributed to date (S$)
Cumulative deposits since the start — this is what separates real growth from your own top-ups.
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New strategy
Title
Vertical (optional)
Thesis — why this should work
Rules — when to buy / sell / rebalance
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New decision
Date
Select date
What you did
Reasoning at the time
Review — graded later, with hindsight
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Year in review
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Crop photo
Drag to position · slider to zoom. The square is what gets kept.
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