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master finance tracker
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XING
Offline — saved on this phone, syncs when you're back online
Net worth
i
—
Quarter snapshot
Ledger
Life stages
Insurance notes
Glossary
+ Add term
Income streams
Not built yet — this tab maps every income stream once it is specced.
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LEDGER
INVT
GLOSS
New term
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Term
Definition
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What do you want to add?
Quarter snapshot
Close a quarter's account balances
›
Ledger entry
Liability, subscription or one-off
›
Life stage
A new chapter and its salary split
›
Investment entry
A balance for one vertical
›
Insurance notes
Free notes until it is specced
›
Browse all inputs
Open the input pages, no form
›
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New ledger entry
Delete
Liability
Subscription
Income
CAPEX
Name
Amount ($)
Priority
Necessity
Want
None
Billing period
Monthly
Quarterly
Yearly
Date
Select date
End date
Perpetual
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New quarter snapshot
Delete
First snapshot — pick its year & quarter
Q1
Q2
Q3
Q4
Account balances — the only manual part
Blank carries the previous balance. 💵 cash / 📈 investment — the spending formula reads cash only.
+ Add account
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New life stage
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Life stage
Description
Start date
Select date
Salary ($ / month)
Photo (square-cropped)
No photo
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% Allocation
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Allocation accounts
Rename, add or remove the accounts salary is split into. Renaming is always safe.
+ Add account
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New vertical
Delete
Name
Asset class
Forecast growth (% per year)
Powers the Dream to Data index.
Balance entries
+ Add balance entry
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Balance entry
Vertical
Date
Select date
Balance ($)
Total contributed to date
Every dollar ever put in, added up — not this period's deposit. Blank carries the previous total forward.
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Save entry
New strategy
Delete
Title
Vertical (optional)
Thesis — why this should work
Rules — when to buy / sell / rebalance
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Save
New decision
Delete
Date
Select date
What you did
Reasoning at the time
Review — graded later, with hindsight
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Save
Year in review
Close
Crop photo
Drag to position · slider to zoom. The square is what gets kept.
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Use photo
Settings
Account
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App lock
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Data
Year in review
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